Stop dreaming and start living...in your new home!
One Source FCU is the place for your mortgage needs!
- Home Purchases
Whether you're buying your first home or your fifth, we've got you covered. For conventional mortgages, the down payment requirement is as little as five percent of the home's purchase price.
- Refinance Options
We can even assist you in refinancing to reduce your payment or shorten your mortgage term! Based on your most recent appraisal, you can borrow up to 80 percent of the appraised value in New Mexico and 80 percent in Texas.
You may finance your home up to a term of 30 years. Your monthly payment will be smaller on longer term mortgages; however, you could save a substantial amount of money in interest on a shorter term mortgage.
Home Equity Loans
You can use the equity in your home to secure loans for a variety of things: a new car, a new kitchen, college tuition, and even a vacation. Not only that, but the interest rate is often much lower than other types of loans because it is a secured loan. Based on your most recent appraisal, you can borrow up to 80 percent of the appraised value in New Mexico and 80 percent in Texas.
So What Are You Waiting For?
Now that you know the mortgage loans we offer, what are you waiting for? The next step is up to you. One Source FCU is the place for all your mortgage loan needs!
Come visit with one of our Member Service Officers and see what kind of mortgage loan best suits your needs. With rates being as low as they have been, it makes sense to finance your home now. We can help make your dreams come true!