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Loan Information

Welcome to One Source FCU''s loan information page. Read through the page to see what we offer, or click on the link below to get to our current rate information.

We all need to borrow money at some time. When that time comes, One Source Federal Credit Union is there for you. All of our loan approvals are done by our own Member Service Officers, in-house, while you wait. We don’t have an out of town office deciding who gets loans and who doesn’t. You could have a loan in a matter of minutes!*

Paying back your loan is fast and easy, too. Use payroll deduction to automatically make your payments on time, every time (that’s good for your credit report).
OSFCU has loans for everything; take a look!

  • New and Used Autos- Now’s a great time to buy your dream car. Check out our loan rates! Click here. 

  • Credit Cards- One Source Credit Union offers Visa, MasterCard or MasterCard Gold. Click here for Credit Card Information.

  • Mortgages- We offer mortgage loans with competitive rates!

  • Property Loans- We make loans to our members for the purchase of undeveloped property. This loan, along with one of our mortgage loans, can help you get your dream home in the perfect location.

  • Recreational Vehicles- We offer secured loans for fun times! Have the time of your life in a new boat or RV.

  • Share Secured Loans- Obtain a loan using your share account balance as collateral. This is a great way to improve your credit or get credit if you don’t have any. Our Share Secured Loan rates start at 7.00% APR.

  • Share Certificate Secured Loans- If you’ve got some money tucked away in a Share Certificate, you can borrow money using that Share Certificate as collateral. The interest rate for this loan is 4% above the Share Certificate rate.

  • Home Improvement- Whether you’re tiling your kitchen or adding another room, our Home Improvement Loans will be your most handy tool. We offer two types of Home Improvement Loans; the FHA Title I allows you to borrow up to $25,000 and Home Equity loans will let you borrow even more!

  • Signature Loans- Need money for a new air conditioner or a vacation? Our signature loans require no collateral and can get you money for practically anything.

We have very competitive rates on all our loans and credit cards. We have special low loan rate promotions throughout the year so keep an eye on our newsletter, this website and your statement for information about those deals.

Click here to see our Current Loan Rates.


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